Healthcare Costs Have Finally Become Unbearable

The latest KFF Employer Health Benefits Survey shows the average U.S. family premium has soared past $27,000 a year. That’s the cost of a new car—just to stay insured.

The recent government shutdown over ACA subsidies misses the real issue. Americans across the board—whether covered by ACA, Medicare, or employer plans—can no longer afford healthcare. The crisis isn’t who pays the bill; it’s why the bill is so high.

We know the causes:

 • Overtreatment and waste.

 • Fragmented care that drives duplication and error.

 • The collapse of primary care, worsening outcomes and cost.

 • End-of-life overtreatment that prolongs suffering.

 • A trillion dollars a year lost to administrative complexity.

The solution isn’t spending more on insurance. It’s redesigning the system itself—simplifying administration, restoring primary care, and aligning payment with better health and humane outcomes.

We can fix this—but not by doing things the old way.

Learn more at www.thejourneys-end.org.

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